
A frozen banana snack is the best way I know to stay cool and satisfied on a summer afternoon. Even better it is just the right mix of sweet and creamy with a fun crunch that kids and adults both beg for. Anytime I need a quick treat for myself or to surprise the family I whip up a batch and I know there will always be excitement for snack time.
I first made these when my son asked for a popsicle and I wanted something healthier to give him. Now we keep a container stocked in the freezer all summer long and no one ever complains about snack options.
Ingredients
- Bananas: Choose ripe but firm bananas as this gives the ideal creamy bite without getting mushy
- Dark chocolate squares: Brings a deep sweetness and slight bitterness that balances the snack Use high quality chocolate for the best flavor
- Coconut oil: Helps the chocolate melt smoothly and makes a glossy finish Look for unrefined coconut oil if you want a nice coconut aroma
- Crunchy peanut butter: Smooth or crunchy works for this layer but crunchy adds a great texture Try to use natural peanut butter with just peanuts and salt
- Shredded coconut: For extra crunch and tropical flavor Unsweetened coconut is ideal if you want to keep sugar lower
Step-by-Step Instructions
- Prepare the Tray:
- Line a small tray or large plate with baking paper so the snacks come off easily once frozen
- Slice the Bananas:
- Peel each banana then cut it in half through the middle Next slice each half lengthwise so you have four pieces per banana This shape helps hold your toppings
- Melt the Chocolate:
- Break the chocolate squares into a microwave safe bowl Add coconut oil and heat in the microwave for a few seconds at a time Stir until the mixture is completely melted and silky
- Add the Peanut Butter:
- Spread about one teaspoon of crunchy peanut butter on each banana slice You want a nice layer but not so much it overpowers the fruit
- Dress with Chocolate:
- Pour the melted chocolate mixture over the top of each peanut butter topped banana Use a spoon to help chocolate reach the edges for full coverage
- Sprinkle the Coconut:
- Top each piece with about half a teaspoon of shredded coconut This adds a hint of chew and finishes them off beautifully
- Freeze Until Firm:
- Arrange all the pieces on your tray so they do not touch Freeze for one to two hours until solid
- Store for Later:
- Transfer the frozen snacks into airtight food containers and return to the freezer Let them sit at room temperature for a few minutes before serving so they soften just a bit

My favorite part is always the peanut butter layer It is salty and rich with just the right crunch Last summer my daughter and I made a huge tray for a birthday and everyone was standing around the freezer waiting for them to set before the cake even came out
Storage Tips
Frozen banana snacks are happiest in an airtight container straight from the freezer Once frozen they will last at least two weeks although we eat them much faster You can layer them between pieces of baking paper so they do not stick together
Ingredient Substitutions
You can swap almond butter or sunflower seed butter for peanut butter easily For a nut free version use tahini or soy nut butter Milk chocolate or white chocolate can be fun for kids but dark chocolate gives the best flavor to adults Granola sprinkles or chopped nuts make a great addition if you want more crunch
Serving Suggestions
Serve on a hot day as a healthy dessert or surprise afterschool treat These are perfect for kid parties playdates or to add to a snack board I love tossing a few in a cooler box for summer picnics

Cultural and Historical Context
Frozen fruit dipped in chocolate has roots in many cultures but the banana chocolate combo is particularly popular in fairs and street festivals worldwide This homemade twist makes the treat lighter and easier to portion without the sugar rush of traditional chocolate bars
Recipe FAQs
- → How ripe should the bananas be?
Use just-ripe bananas for the best texture and sweetness, as overripe ones can become too mushy when sliced and frozen.
- → Can I substitute the dark chocolate?
You can use milk or white chocolate if you prefer a sweeter or creamier flavor instead of dark chocolate.
- → Is it necessary to use coconut oil?
Coconut oil helps create a smooth melted chocolate coating, but you can omit it or try a small amount of another neutral oil if needed.
- → How long do banana snacks keep in the freezer?
Stored in an airtight container, they can last up to two weeks in the freezer and remain fresh in flavor and texture.
- → Can I make these snacks nut-free?
Yes, simply swap peanut butter for sunflower or pumpkin seed butter for a nut-free version with great taste.